{"id":22620,"date":"2019-03-14T15:31:52","date_gmt":"2019-03-14T18:31:52","guid":{"rendered":"http:\/\/www.defensoria.se.def.br\/?p=22620"},"modified":"2019-03-14T17:26:18","modified_gmt":"2019-03-14T20:26:18","slug":"defensoria-publica-e-procon-estadual-fazem-inspecao-em-planos-de-saude","status":"publish","type":"post","link":"https:\/\/www.defensoria.se.def.br\/?p=22620","title":{"rendered":"Defensoria P\u00fablica e Procon Estadual fazem inspe\u00e7\u00e3o em Planos de Sa\u00fade"},"content":{"rendered":"<h2 style=\"text-align: left;\"><strong>Defensoria P\u00fablica e Procon Estadual fazem inspe\u00e7\u00e3o em Planos de Sa\u00fade<\/strong><\/h2>\n<p>&nbsp;<\/p>\n<p style=\"text-align: justify;\"><strong><em>Defici\u00eancia no repasse de algumas informa\u00e7\u00f5es e documentos ao consumidor, assim como a aus\u00eancia de exemplar do CDC foram os problemas mais recorrentes<\/em><\/strong><\/p>\n<p style=\"text-align: justify;\">\u00a0<\/p>\n<p style=\"text-align: justify;\"><a href=\"http:\/\/www.defensoria.se.def.br\/wp-content\/uploads\/2019\/03\/WhatsApp-Image-2019-03-14-at-14.34.29-1.jpeg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignright size-medium wp-image-22626\" src=\"http:\/\/www.defensoria.se.def.br\/wp-content\/uploads\/2019\/03\/WhatsApp-Image-2019-03-14-at-14.34.29-1-300x169.jpeg\" alt=\"\" width=\"300\" height=\"169\" srcset=\"https:\/\/www.defensoria.se.def.br\/wp-content\/uploads\/2019\/03\/WhatsApp-Image-2019-03-14-at-14.34.29-1-300x169.jpeg 300w, https:\/\/www.defensoria.se.def.br\/wp-content\/uploads\/2019\/03\/WhatsApp-Image-2019-03-14-at-14.34.29-1-768x432.jpeg 768w, https:\/\/www.defensoria.se.def.br\/wp-content\/uploads\/2019\/03\/WhatsApp-Image-2019-03-14-at-14.34.29-1-1024x576.jpeg 1024w, https:\/\/www.defensoria.se.def.br\/wp-content\/uploads\/2019\/03\/WhatsApp-Image-2019-03-14-at-14.34.29-1.jpeg 1280w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/a>O Dia do Consumidor ocorre mundialmente em 15 de Mar\u00e7o e, para celebrar a data, a Defensoria P\u00fablica do Estado de Sergipe, por meio do N\u00facleo de Defesa do Consumidor, em parceria com o Procon Estadual realizaram na quarta-feira, 13, inspe\u00e7\u00e3o nos planos de sa\u00fade Hapvida, Unimed e Plamed para verificar se as operadoras atendem \u00e0s normas da Ag\u00eancia Nacional de Sa\u00fade (ANS) no momento em que o consumidor est\u00e1 contratando o servi\u00e7o.<\/p>\n<p style=\"text-align: justify;\">\u00a0<\/p>\n<p style=\"text-align: justify;\"><a href=\"http:\/\/www.defensoria.se.def.br\/wp-content\/uploads\/2019\/03\/WhatsApp-Image-2019-03-14-at-14.34.28-3.jpeg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignright size-medium wp-image-22625\" src=\"http:\/\/www.defensoria.se.def.br\/wp-content\/uploads\/2019\/03\/WhatsApp-Image-2019-03-14-at-14.34.28-3-300x169.jpeg\" alt=\"\" width=\"300\" height=\"169\" srcset=\"https:\/\/www.defensoria.se.def.br\/wp-content\/uploads\/2019\/03\/WhatsApp-Image-2019-03-14-at-14.34.28-3-300x169.jpeg 300w, https:\/\/www.defensoria.se.def.br\/wp-content\/uploads\/2019\/03\/WhatsApp-Image-2019-03-14-at-14.34.28-3-768x432.jpeg 768w, https:\/\/www.defensoria.se.def.br\/wp-content\/uploads\/2019\/03\/WhatsApp-Image-2019-03-14-at-14.34.28-3-1024x576.jpeg 1024w, https:\/\/www.defensoria.se.def.br\/wp-content\/uploads\/2019\/03\/WhatsApp-Image-2019-03-14-at-14.34.28-3.jpeg 1280w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/a>Durante a fiscaliza\u00e7\u00e3o realizada pelas defensoras p\u00fablicas do N\u00facleo do Consumidor Juliana Falc\u00e3o e Elizabete Luduvice, e pela diretora do Procon Estadual, Tereza Raquel e a fiscal Maria Cl\u00e1udia, ficou constatado que h\u00e1 defici\u00eancia no repasse de algumas informa\u00e7\u00f5es ao consumidor em algumas operadoras como: aus\u00eancia do exemplar do C\u00f3digo de Defesa do Consumidor, desconhecimento por parte dos atendentes de algumas empresas credenciadas dos planos, entre outras falhas.<\/p>\n<p style=\"text-align: justify;\">\u00a0<\/p>\n<p style=\"text-align: justify;\"><a href=\"http:\/\/www.defensoria.se.def.br\/wp-content\/uploads\/2019\/03\/WhatsApp-Image-2019-03-14-at-14.34.28-2-1.jpeg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignright size-medium wp-image-22624\" src=\"http:\/\/www.defensoria.se.def.br\/wp-content\/uploads\/2019\/03\/WhatsApp-Image-2019-03-14-at-14.34.28-2-1-300x169.jpeg\" alt=\"\" width=\"300\" height=\"169\" srcset=\"https:\/\/www.defensoria.se.def.br\/wp-content\/uploads\/2019\/03\/WhatsApp-Image-2019-03-14-at-14.34.28-2-1-300x169.jpeg 300w, https:\/\/www.defensoria.se.def.br\/wp-content\/uploads\/2019\/03\/WhatsApp-Image-2019-03-14-at-14.34.28-2-1-768x432.jpeg 768w, https:\/\/www.defensoria.se.def.br\/wp-content\/uploads\/2019\/03\/WhatsApp-Image-2019-03-14-at-14.34.28-2-1-1024x576.jpeg 1024w, https:\/\/www.defensoria.se.def.br\/wp-content\/uploads\/2019\/03\/WhatsApp-Image-2019-03-14-at-14.34.28-2-1.jpeg 1280w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/a>Segundo a defensora p\u00fablica Juliana Falc\u00e3o, a inspe\u00e7\u00e3o foi realizada em virtude da grande demanda de reclama\u00e7\u00f5es relacionadas a planos de sa\u00fade que chega ao N\u00facleo. \u201cO consumidor procura a Defensoria porque n\u00e3o est\u00e1 tendo, por parte das operadoras, as informa\u00e7\u00f5es adequadas, claras e precisas acerca das restri\u00e7\u00f5es constantes no contrato como, por exemplo, prazos de car\u00eancia e cobertura. Al\u00e9m disso, boa parte dos usu\u00e1rios n\u00e3o disp\u00f5e de c\u00f3pia do instrumento contratual\u201d, disse.<\/p>\n<p style=\"text-align: justify;\">\u00a0<\/p>\n<p style=\"text-align: justify;\"><a href=\"http:\/\/www.defensoria.se.def.br\/wp-content\/uploads\/2019\/03\/234c067c-7564-4d9c-805f-a756cb942529.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignright size-medium wp-image-22622\" src=\"http:\/\/www.defensoria.se.def.br\/wp-content\/uploads\/2019\/03\/234c067c-7564-4d9c-805f-a756cb942529-300x169.jpg\" alt=\"\" width=\"300\" height=\"169\" srcset=\"https:\/\/www.defensoria.se.def.br\/wp-content\/uploads\/2019\/03\/234c067c-7564-4d9c-805f-a756cb942529-300x169.jpg 300w, https:\/\/www.defensoria.se.def.br\/wp-content\/uploads\/2019\/03\/234c067c-7564-4d9c-805f-a756cb942529-768x432.jpg 768w, https:\/\/www.defensoria.se.def.br\/wp-content\/uploads\/2019\/03\/234c067c-7564-4d9c-805f-a756cb942529-1024x576.jpg 1024w, https:\/\/www.defensoria.se.def.br\/wp-content\/uploads\/2019\/03\/234c067c-7564-4d9c-805f-a756cb942529.jpg 1280w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/a>Ainda, de acordo com a defensora p\u00fablica, foi verificado que haveria aparente falha no repasse das informa\u00e7\u00f5es e fornecimento da documenta\u00e7\u00e3o adequada na fase da contrata\u00e7\u00e3o.\u00a0 \u201cAs visitas aos pontos de venda e sedes administrativas dos planos de sa\u00fade Hapvida, Unimed e Plamed permitiram constatar a defici\u00eancia no repasse de algumas informa\u00e7\u00f5es ao consumidor, sendo diferentes as falhas a depender da operadora\u201d, ressalta Juliana Falc\u00e3o.<\/p>\n<p style=\"text-align: justify;\">\u00a0<\/p>\n<p style=\"text-align: justify;\"><a href=\"http:\/\/www.defensoria.se.def.br\/wp-content\/uploads\/2019\/03\/WhatsApp-Image-2019-03-14-at-14.34.28-1-1.jpeg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignright size-medium wp-image-22623\" src=\"http:\/\/www.defensoria.se.def.br\/wp-content\/uploads\/2019\/03\/WhatsApp-Image-2019-03-14-at-14.34.28-1-1-300x169.jpeg\" alt=\"\" width=\"300\" height=\"169\" srcset=\"https:\/\/www.defensoria.se.def.br\/wp-content\/uploads\/2019\/03\/WhatsApp-Image-2019-03-14-at-14.34.28-1-1-300x169.jpeg 300w, https:\/\/www.defensoria.se.def.br\/wp-content\/uploads\/2019\/03\/WhatsApp-Image-2019-03-14-at-14.34.28-1-1-768x432.jpeg 768w, https:\/\/www.defensoria.se.def.br\/wp-content\/uploads\/2019\/03\/WhatsApp-Image-2019-03-14-at-14.34.28-1-1-1024x576.jpeg 1024w, https:\/\/www.defensoria.se.def.br\/wp-content\/uploads\/2019\/03\/WhatsApp-Image-2019-03-14-at-14.34.28-1-1.jpeg 1280w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/a>Para Juliana Falc\u00e3o, as inspe\u00e7\u00f5es foram importantes para verificar as dificuldades enfrentadas pelos consumidores. \u201cA falta de informa\u00e7\u00f5es pode resultar em mais demandas judiciais, portanto, ap\u00f3s a coleta de maiores elementos, ser\u00e3o adotadas pelo N\u00facleo da Defensoria as medidas pertinentes para solu\u00e7\u00e3o dos problemas apresentados\u201d, enfatiza.<\/p>\n<p style=\"text-align: justify;\">\u00a0<\/p>\n<p style=\"text-align: justify;\">Para a fiscal do Procon Municipal, Maria Cl\u00e1udia, um dos pontos incomum foi a quest\u00e3o da informa\u00e7\u00e3o ao portador de defici\u00eancia. \u201cOs planos n\u00e3o d\u00e3o acesso ao contrato, guia de leitura contratual e manual para portadores de defici\u00eancia\u201d, constata.\u00a0<\/p>\n<p style=\"text-align: justify;\">\u00a0<\/p>\n<p style=\"text-align: justify;\"><a href=\"http:\/\/www.defensoria.se.def.br\/wp-content\/uploads\/2019\/03\/92e6d257-4c25-48c4-8c31-86968c0d1b08.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignright size-medium wp-image-22621\" src=\"http:\/\/www.defensoria.se.def.br\/wp-content\/uploads\/2019\/03\/92e6d257-4c25-48c4-8c31-86968c0d1b08-300x169.jpg\" alt=\"\" width=\"300\" height=\"169\" srcset=\"https:\/\/www.defensoria.se.def.br\/wp-content\/uploads\/2019\/03\/92e6d257-4c25-48c4-8c31-86968c0d1b08-300x169.jpg 300w, https:\/\/www.defensoria.se.def.br\/wp-content\/uploads\/2019\/03\/92e6d257-4c25-48c4-8c31-86968c0d1b08-768x432.jpg 768w, https:\/\/www.defensoria.se.def.br\/wp-content\/uploads\/2019\/03\/92e6d257-4c25-48c4-8c31-86968c0d1b08-1024x576.jpg 1024w, https:\/\/www.defensoria.se.def.br\/wp-content\/uploads\/2019\/03\/92e6d257-4c25-48c4-8c31-86968c0d1b08.jpg 1280w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/a>\u201cVerificamos se o contrato est\u00e1 sendo feito da maneira correta, se o consumidor est\u00e1 tendo acesso \u00e0 informa\u00e7\u00e3o do que est\u00e1 sendo contratado e se o plano est\u00e1 informando prazo de car\u00eancia, cobertura, abrang\u00eancia e outras b\u00e1sicas. Verificando se h\u00e1 ilegalidade, emitimos um auto de infra\u00e7\u00e3o, onde a empresa ser\u00e1 notificada e ter\u00e1 prazo para resposta. Ser\u00e1 passado um relat\u00f3rio \u00e0 Defensoria P\u00fablica para as duas institui\u00e7\u00f5es atuarem em conjunto\u201d, concluiu a diretora do Procon, Tereza Raquel.<\/p>\n<p style=\"text-align: justify;\">\u00a0<\/p>\n<p style=\"text-align: justify;\">\u00a0<\/p>\n<p style=\"text-align: justify;\">Por D\u00e9bora Matos<\/p>\n<p style=\"text-align: justify;\">\u00a0<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Defensoria P\u00fablica e Procon Estadual fazem inspe\u00e7\u00e3o em Planos de Sa\u00fade &nbsp; Defici\u00eancia no repasse de algumas informa\u00e7\u00f5es e documentos ao consumidor, assim como a aus\u00eancia de exemplar do CDC foram os problemas mais recorrentes \u00a0 O Dia do Consumidor ocorre mundialmente em 15 de Mar\u00e7o e, para celebrar a data, a Defensoria P\u00fablica do &hellip;<\/p>\n<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/www.defensoria.se.def.br\/?p=22620\"> <span class=\"screen-reader-text\">Defensoria P\u00fablica e Procon Estadual fazem inspe\u00e7\u00e3o em Planos de Sa\u00fade<\/span> Read More &raquo;<\/a><\/p>\n","protected":false},"author":3,"featured_media":22627,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_eb_attr":"","_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"","footnotes":""},"categories":[6,4],"tags":[],"class_list":["post-22620","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-destaques","category-noticias"],"uagb_featured_image_src":{"full":["https:\/\/www.defensoria.se.def.br\/wp-content\/uploads\/2019\/03\/WhatsApp-Image-2019-03-14-at-14.34.30-2.jpeg",1280,720,false],"thumbnail":["https:\/\/www.defensoria.se.def.br\/wp-content\/uploads\/2019\/03\/WhatsApp-Image-2019-03-14-at-14.34.30-2-150x150.jpeg",150,150,true],"medium":["https:\/\/www.defensoria.se.def.br\/wp-content\/uploads\/2019\/03\/WhatsApp-Image-2019-03-14-at-14.34.30-2-300x169.jpeg",300,169,true],"medium_large":["https:\/\/www.defensoria.se.def.br\/wp-content\/uploads\/2019\/03\/WhatsApp-Image-2019-03-14-at-14.34.30-2-768x432.jpeg",768,432,true],"large":["https:\/\/www.defensoria.se.def.br\/wp-content\/uploads\/2019\/03\/WhatsApp-Image-2019-03-14-at-14.34.30-2-1024x576.jpeg",1024,576,true],"1536x1536":["https:\/\/www.defensoria.se.def.br\/wp-content\/uploads\/2019\/03\/WhatsApp-Image-2019-03-14-at-14.34.30-2.jpeg",1280,720,false],"2048x2048":["https:\/\/www.defensoria.se.def.br\/wp-content\/uploads\/2019\/03\/WhatsApp-Image-2019-03-14-at-14.34.30-2.jpeg",1280,720,false]},"uagb_author_info":{"display_name":"debora.jornalista","author_link":"https:\/\/www.defensoria.se.def.br\/?author=3"},"uagb_comment_info":0,"uagb_excerpt":"Defensoria P\u00fablica e Procon Estadual fazem inspe\u00e7\u00e3o em Planos de Sa\u00fade &nbsp; Defici\u00eancia no repasse de algumas informa\u00e7\u00f5es e documentos ao consumidor, assim como a aus\u00eancia de exemplar do CDC foram os problemas mais recorrentes \u00a0 O Dia do Consumidor ocorre mundialmente em 15 de Mar\u00e7o e, para celebrar a data, a Defensoria P\u00fablica do&hellip;","_links":{"self":[{"href":"https:\/\/www.defensoria.se.def.br\/index.php?rest_route=\/wp\/v2\/posts\/22620"}],"collection":[{"href":"https:\/\/www.defensoria.se.def.br\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.defensoria.se.def.br\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.defensoria.se.def.br\/index.php?rest_route=\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.defensoria.se.def.br\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=22620"}],"version-history":[{"count":3,"href":"https:\/\/www.defensoria.se.def.br\/index.php?rest_route=\/wp\/v2\/posts\/22620\/revisions"}],"predecessor-version":[{"id":22630,"href":"https:\/\/www.defensoria.se.def.br\/index.php?rest_route=\/wp\/v2\/posts\/22620\/revisions\/22630"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.defensoria.se.def.br\/index.php?rest_route=\/wp\/v2\/media\/22627"}],"wp:attachment":[{"href":"https:\/\/www.defensoria.se.def.br\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=22620"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.defensoria.se.def.br\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=22620"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.defensoria.se.def.br\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=22620"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}